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Looking to buy a home? Want to refinance your current home? Choose a category below to continue.

  • Purchase
  • Refinance

Purchase a new home, a handyman special or even a rehabilitation project.

Whether you want to buy a home that is in move-in condition, or one that needs work done, Shop FHA is the convenient, one-stop-shop for your individual home buying and mortgage needs. The purchase of a home that needs repairs has long been a very tricky situation. The bank won't lend you money to buy the house until the repairs are complete, and the repairs can't be done until the house has been purchased. HUD’s 203(k) allows you to purchase or refinance the property and include in the loan the cost of making the repairs and improvements. In addition to having one of the largest networks of mortgage professionals and real estate experts nationwide, Shop FHA also has highly sought-after 203(k) mortgage specialists offering the lowest rates possible.

Simply fill out Refinance Survey or a Purchase Survey and our group of professionals will review your information and award it to ONLY one exclusive lender or real estate expert offering you the most competitive rates and/or home buying services. Unlike other companies, you will not be bombarded by phone calls or sales pitches. Our lenders and real estate experts are from major, national, regional and local institutions spanning all 50 states.

Loan Calculator

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Interest Rates

Average Interest Rates

30 Year Fixed
4.750% (0.0pts)
20 Year Fixed
4.625% (0.0pts)
15 Year Fixed
4.250% (0.0pts)
203k Rehab
5.000% (0.0pts)

The Rates above are for qualified borrowers for a 30 year term, 20 year term or a 15 year term. The rates assume a credit score of 680 with a loan to value (LTV) of 80% or less on a primary residence. Rate and terms offered may vary depending on your credit history and other qualifications, amount of equity in the property, location, and type of property, and other factors. The rates above may have loan origination/discount fees due at closing. Rates are subject to change without notice and may not be available in all states. Otherwise, no matter what state you live in we invite you to complete our form to be matched with lenders offering other programs in your state.

 
 

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